*{box-sizing:border-box;margin:0;padding:0}html{overflow-x:hidden}body{font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:#0a5c04;color:#fff;line-height:1.45;-webkit-text-size-adjust:100%;min-height:100vh}main{background:#0f8205;box-shadow:inset 0 6px 12px rgba(0,0,0,.25),0 -1px 0 rgba(255,255,255,.08);display:block;padding-top:8px;padding-bottom:8px}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}.fx-wrap{width:1140px;max-width:98%;margin:0 auto}/* Header — green base + dark radial overlay, single row, sticky */
.fx-hdr{background:#0f8205;position:sticky;top:0;z-index:100;padding:8px 0;overflow:hidden;box-shadow:0 4px 14px rgba(0,0,0,.35)}.fx-hdr::before{content:"";position:absolute;inset:0;background:radial-gradient(at top center,#121411 0%,rgb(1,6,0) 33%);mix-blend-mode:screen;pointer-events:none}.fx-hdr__inner{position:relative;z-index:1;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:14px;padding:0 12px}.fx-hdr__brand{display:inline-flex;align-items:center;padding:2px}.fx-hdr__brand img{max-width:100%;height:auto;max-height:64px;width:auto}/* Subpage nav in header — single row */
.fx-hnav{display:flex;justify-content:center;align-items:center;gap:6px;flex-wrap:nowrap}.fx-hnav__item{display:inline-flex;align-items:center;gap:5px;padding:9px 14px;border-radius:10px;font-weight:600;font-size:14px;color:#fff;background:rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.25);transition:background .12s,transform .12s;white-space:nowrap}.fx-hnav__item:hover{background:rgba(0,0,0,.5);transform:translateY(-1px)}.fx-hnav__item.is-active{background:linear-gradient(180deg,#f20000 0%,#433f04 100%);border-color:#f20000;color:#fff}/* Right column: lang switcher + CTAs on ONE row */
.fx-hdr__right{display:flex;flex-direction:row;gap:10px;align-items:center}.fx-hdr__ctas{display:flex;gap:8px}.fx-btn{display:inline-flex;align-items:center;justify-content:center;padding:9px 18px;border-radius:10px;font-weight:700;font-size:14px;letter-spacing:.03em;font-family:inherit;text-align:center;line-height:1.2;color:#fff;background-image:linear-gradient(180deg,#f20000 0%,#433f04 100%);border:0;cursor:pointer;transition:transform .12s ease,filter .12s ease;text-transform:uppercase;white-space:nowrap}.fx-btn:hover{filter:brightness(1.1);transform:translateY(-1px)}/* Language switcher */
.fx-lang{display:inline-flex;gap:4px;padding:3px;background:rgba(0,0,0,.35);border-radius:8px;border:1px solid rgba(255,255,255,.2)}.fx-lang__item{display:inline-flex;align-items:center;justify-content:center;padding:4px 8px;border-radius:6px;font-size:11px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.05em;transition:background .12s}.fx-lang__item:hover{background:rgba(255,255,255,.15)}.fx-lang__item.is-active{background:#ccaa00;color:#111}/* Banner sections — full-width green with white 2px bottom border */
.fx-bansec{background:#0f8205;border-bottom:2px solid #fff;padding:1px 0 0}.fx-bansec img{width:100%;height:auto;display:block}.fx-bansec--desktop{display:block}.fx-bansec--mobile{display:none}/* Article intro */
.fx-intro{padding:26px 12px 0;color:#fff}.fx-intro__inner{max-width:1140px;margin:0 auto}.fx-intro__title{color:#fff;text-align:center;font-size:25px;font-weight:600;line-height:1.3;margin-bottom:14px}.fx-intro__text{color:#fff;text-align:center;font-size:15px;max-width:960px;margin:0 auto 18px;line-height:1.55}.fx-line{width:100%;height:2px;background:#fff}/* Providers grid — 6 × 3, each cell brown-bordered rounded */
.fx-prov{padding:8px 0 16px}.fx-prov__grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.fx-prov__cell{display:block;border:2px solid #433f04;border-radius:10px;overflow:hidden;background:#0f8205;transition:transform .2s ease}.fx-prov__cell:hover{transform:scale(1.06)}.fx-prov__cell img{width:100%;height:auto;display:block}/* Table of contents */
.fx-toc{margin:20px 0;background:rgba(0,0,0,.35);border:2px solid #433f04;border-radius:12px;padding:18px 22px}.fx-toc__title{font-size:15px;font-weight:800;color:#ccaa00;text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}.fx-toc__list{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:6px 20px;padding:0;margin:0}.fx-toc__list li{font-size:13.5px}.fx-toc__list a{color:#fff;opacity:.9;text-decoration:none}.fx-toc__list a:hover{opacity:1;color:#ccaa00;text-decoration:underline}/* Content sections */
.fx-sec{padding:22px 0;scroll-margin-top:20px}.fx-sec__title{font-size:22px;font-weight:700;color:#fff;margin-bottom:14px;padding-bottom:8px;border-bottom:2px solid rgba(255,255,255,.25)}.fx-sec__title h2{font-size:inherit;font-weight:inherit;color:inherit;margin:0}.fx-sec p{color:#fff;opacity:.92;font-size:14.5px;line-height:1.6;margin-bottom:12px}.fx-sec h3{color:#ccaa00;font-size:16px;font-weight:700;margin:16px 0 8px}.fx-sec ul, .fx-sec ol{color:#fff;opacity:.92;font-size:14.5px;line-height:1.6;margin:8px 0 12px 22px}.fx-sec li{margin-bottom:6px}.fx-sec strong{color:#ccaa00;font-weight:700}.fx-sec__table{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:10px 0 14px;border-radius:8px;background:linear-gradient(90deg,rgba(0,0,0,.3) 30%,rgba(0,0,0,0)),linear-gradient(90deg,rgba(0,0,0,0),rgba(0,0,0,.3) 70%) 100% 0,radial-gradient(farthest-side at 0 50%,rgba(204,170,0,.4),rgba(204,170,0,0)),radial-gradient(farthest-side at 100% 50%,rgba(204,170,0,.4),rgba(204,170,0,0)) 100% 0;background-repeat:no-repeat;background-size:40px 100%,40px 100%,14px 100%,14px 100%;background-attachment:local,local,scroll,scroll}.fx-sec__table::-webkit-scrollbar{height:6px}.fx-sec__table::-webkit-scrollbar-track{background:rgba(0,0,0,.2);border-radius:3px}.fx-sec__table::-webkit-scrollbar-thumb{background:rgba(204,170,0,.6);border-radius:3px}.fx-sec table{width:100%;border-collapse:collapse;background:rgba(0,0,0,.3);border-radius:8px;overflow:hidden;min-width:520px}.fx-sec th, .fx-sec td{padding:9px 12px;text-align:left;font-size:13.5px;color:#fff;border:1px solid rgba(255,255,255,.15)}.fx-sec th{background:rgba(204,170,0,.2);color:#ccaa00;font-weight:700;text-transform:uppercase;letter-spacing:.03em;font-size:12px}.fx-callout{background:rgba(204,170,0,.12);border-left:4px solid #ccaa00;padding:12px 16px;margin:12px 0;border-radius:0 8px 8px 0;font-size:14px;color:#fff}.fx-callout strong{color:#ccaa00}
.fx-brands{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:16px 0 18px}
.fx-bcard{background:linear-gradient(140deg,rgba(0,0,0,.4),rgba(0,0,0,.25));border:1px solid rgba(204,170,0,.35);border-radius:10px;padding:16px 18px;transition:border-color .18s,transform .18s,box-shadow .18s;position:relative;overflow:hidden}
.fx-bcard::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,#ccaa00,#ffd633,#ccaa00);opacity:.7}
.fx-bcard:hover{border-color:#ccaa00;transform:translateY(-2px);box-shadow:0 6px 20px rgba(204,170,0,.15)}
.fx-bcard__title{color:#ffd633;font-size:15px;font-weight:800;letter-spacing:.02em;margin:0 0 8px;line-height:1.35}
.fx-bcard__desc{color:#fff;opacity:.9;font-size:13.5px;line-height:1.55;margin:0}
.fx-bcard__desc a{color:#ffd633;font-weight:700;text-decoration:none;border-bottom:1px dashed rgba(255,214,51,.45);transition:border-color .15s}
.fx-bcard__desc a:hover{border-bottom-color:#ffd633;color:#fff}
@media (max-width:640px){.fx-brands{grid-template-columns:1fr;gap:12px}.fx-bcard{padding:14px 16px}}
/* Sticky bottom nav bar */
.fx-bbar{position:fixed;left:0;right:0;bottom:0;z-index:90;display:grid;grid-template-columns:repeat(5,1fr);background:linear-gradient(180deg,#0d6b04,#083f03);border-top:1px solid rgba(204,170,0,.35);box-shadow:0 -6px 18px rgba(0,0,0,.35);padding:6px 2px calc(6px + env(safe-area-inset-bottom,0px));gap:2px}
.fx-bbar__item{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;padding:6px 4px;color:#fff;text-decoration:none;opacity:.9;border-radius:8px;transition:opacity .15s,background .15s;min-height:52px;text-align:center}
.fx-bbar__item:hover{opacity:1;background:rgba(204,170,0,.14)}
.fx-bbar__icon{display:inline-flex;color:#ffd633;width:22px;height:22px}
.fx-bbar__icon svg{width:100%;height:100%}
.fx-bbar__lbl{font-size:10.5px;font-weight:600;letter-spacing:.02em;line-height:1;max-width:100%;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.fx-bbar__item--cta{background:linear-gradient(180deg,#c40202,#8a0101);position:relative}
.fx-bbar__item--cta .fx-bbar__icon{color:#fff}
.fx-bbar__item--cta:hover{background:linear-gradient(180deg,#e00303,#a10101)}
body{padding-bottom:76px}
@media (max-width:380px){.fx-bbar__lbl{font-size:9.5px}}
/* FAQ — accordion via <details>/<summary> */
.fx-faq{padding:20px 0}.fx-faq__title{font-size:22px;font-weight:700;color:#fff;text-align:center;margin-bottom:18px}.fx-faq__list{display:flex;flex-direction:column;gap:10px}.fx-faq__item{background:rgba(0,0,0,.35);border:2px solid #433f04;border-radius:10px;overflow:hidden}.fx-faq__q{padding:12px 44px 12px 16px;font-size:15px;font-weight:700;color:#ccaa00;background:rgba(0,0,0,.2);cursor:pointer;position:relative;list-style:none;transition:background .15s}.fx-faq__q::-webkit-details-marker{display:none}.fx-faq__q::after{content:"";position:absolute;right:16px;top:50%;width:10px;height:10px;border-right:2px solid #ccaa00;border-bottom:2px solid #ccaa00;transform:translateY(-70%) rotate(45deg);transition:transform .2s ease}.fx-faq__item[open] .fx-faq__q{background:rgba(0,0,0,.35);border-bottom:1px solid rgba(255,255,255,.12)}.fx-faq__item[open] .fx-faq__q::after{transform:translateY(-30%) rotate(-135deg)}.fx-faq__q:hover{background:rgba(0,0,0,.4)}.fx-faq__a{padding:14px 16px;font-size:14px;color:#fff;line-height:1.6}

@media (max-width:900px){.fx-toc__list{grid-template-columns:1fr}.fx-sec__title{font-size:19px}
}
/* Stats bar */
.fx-stats{padding:20px 0}.fx-stats__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.fx-stats__cell{background:rgba(0,0,0,.35);border:2px solid #433f04;border-radius:10px;padding:16px 12px;text-align:center}.fx-stats__value{display:block;font-size:22px;font-weight:800;color:#ccaa00;line-height:1.1;margin-bottom:4px}.fx-stats__label{display:block;font-size:12px;color:#fff;text-transform:uppercase;letter-spacing:.05em}/* Footer */
.fx-foot{background:linear-gradient(180deg,#0a5c04 0%,#083f03 100%);position:relative;padding:32px 0 18px;margin-top:34px}.fx-foot::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,transparent 0%,#ccaa00 20%,#ffd633 50%,#ccaa00 80%,transparent 100%)}.fx-foot__inner{max-width:1140px;margin:0 auto;padding:0 12px}.fx-foot__cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:26px;margin-bottom:24px}.fx-foot__brand{display:flex;flex-direction:column;gap:12px}.fx-foot__brand img{max-height:56px;width:auto}.fx-foot__tag{font-size:13px;color:#fff;opacity:.88;line-height:1.55;max-width:360px;margin:0}.fx-foot__ctitle{font-size:12px;font-weight:800;color:#ccaa00;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;position:relative;padding-bottom:8px}.fx-foot__ctitle::after{content:"";position:absolute;left:0;bottom:0;width:26px;height:2px;background:#ccaa00;border-radius:2px}.fx-foot__col ul{list-style:none;display:flex;flex-direction:column;gap:7px;margin:0;padding:0}.fx-foot__col a{font-size:13px;color:#fff;opacity:.85;transition:color .15s,opacity .15s;text-decoration:none}.fx-foot__col a:hover{opacity:1;color:#ffd633}.fx-foot__strip{border-top:1px solid rgba(204,170,0,.25);padding:18px 0 6px;margin-top:10px;text-align:center}.fx-foot__striph{font-size:11px;font-weight:800;color:#ccaa00;text-transform:uppercase;letter-spacing:.12em;margin-bottom:14px}.fx-foot__chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}.fx-foot__chip{display:inline-flex;align-items:center;padding:6px 13px;background:rgba(0,0,0,.35);border:1px solid rgba(204,170,0,.35);color:#fff;font-size:12px;font-weight:600;border-radius:16px;letter-spacing:.02em;transition:background .15s,border-color .15s,transform .15s}.fx-foot__chip:hover{background:rgba(204,170,0,.2);border-color:#ccaa00;transform:translateY(-1px)}.fx-foot__chip--pay{border-color:rgba(255,214,51,.45);background:rgba(204,170,0,.12);color:#ffd633}.fx-foot__bottom{border-top:1px solid rgba(255,255,255,.2);padding-top:18px;margin-top:16px;display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap;font-size:12px;color:#fff}.fx-foot__legal{opacity:.8;line-height:1.6;margin:0;font-size:12px;text-align:center;max-width:900px}.fx-foot__licence{opacity:.6;font-size:11px;line-height:1.55;margin:16px 0 0;text-align:center;color:#fff;padding-top:14px;border-top:1px dashed rgba(255,255,255,.12);max-width:780px;margin-left:auto;margin-right:auto}/* Burger + drawer (mobile) — hidden by default on desktop */
.fx-burger{display:none;align-items:center;justify-content:center;width:42px;height:42px;padding:0;border-radius:8px;background:rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.25);cursor:pointer;color:#fff;flex-shrink:0}.fx-burger:hover{background:rgba(0,0,0,.5)}.fx-burger svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round}.fx-drawer-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:200;opacity:0;pointer-events:none;transition:opacity .25s ease}.fx-drawer-backdrop.is-open{opacity:1;pointer-events:auto}.fx-drawer{position:fixed;top:0;left:0;bottom:0;width:280px;max-width:82vw;background:#0a5c04;z-index:201;transform:translateX(-100%);transition:transform .28s ease;display:flex;flex-direction:column;box-shadow:6px 0 22px rgba(0,0,0,.5)}.fx-drawer.is-open{transform:translateX(0)}.fx-drawer__head{display:flex;align-items:center;justify-content:space-between;padding:14px 16px;border-bottom:1px solid rgba(255,255,255,.15);background:#0f8205}.fx-drawer__head img{max-height:44px;width:auto}.fx-drawer__close{width:36px;height:36px;padding:0;border:0;background:rgba(0,0,0,.35);color:#fff;border-radius:8px;cursor:pointer;font-size:22px;line-height:1;display:flex;align-items:center;justify-content:center}.fx-drawer__nav{display:flex;flex-direction:column;padding:14px 12px;gap:6px}.fx-drawer__nav a{display:block;padding:12px 14px;border-radius:8px;color:#fff;font-size:14.5px;font-weight:600;background:rgba(0,0,0,.25);border:1px solid rgba(255,255,255,.15)}.fx-drawer__nav a.is-active{background:linear-gradient(180deg,#f20000 0%,#433f04 100%);border-color:#f20000}.fx-drawer__lang{margin:8px 12px 16px;padding:12px;background:rgba(0,0,0,.25);border:1px solid rgba(255,255,255,.15);border-radius:10px}.fx-drawer__lang-title{font-size:11px;font-weight:800;color:#ccaa00;text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.fx-drawer__lang-list{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}.fx-drawer__lang-list a{display:flex;align-items:center;justify-content:center;padding:8px 4px;border-radius:6px;color:#fff;font-size:12.5px;font-weight:700;background:rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.15)}.fx-drawer__lang-list a.is-active{background:#ccaa00;color:#111;border-color:#ccaa00}/* Responsive */
@media (max-width:900px){
  .fx-hdr__inner{grid-template-columns:auto auto 1fr;gap:10px}
  .fx-hdr__brand img{max-height:48px}
  .fx-burger{display:inline-flex}
  .fx-hnav{display:none}
  .fx-hdr__right .fx-lang{display:none}
  .fx-hdr__right{gap:6px;justify-self:end;margin-left:auto}
  .fx-btn{font-size:12.5px;padding:8px 12px}
  .fx-bansec--desktop{display:none}
  .fx-bansec--mobile{display:block}
  .fx-intro{padding:22px 14px 0}
  .fx-intro__title{font-size:19px}
  .fx-intro__text{font-size:13.5px}
  .fx-prov__grid{grid-template-columns:repeat(3,1fr);gap:8px}
  .fx-stats__grid{grid-template-columns:repeat(2,1fr)}

  .fx-foot__cols{grid-template-columns:1fr 1fr;gap:20px}
  .fx-foot__brand{grid-column:1 / -1;text-align:center;align-items:center}
  .fx-foot__brand a{display:inline-flex}
  .fx-foot__tag{max-width:none;text-align:center}
  .fx-foot__col{text-align:center}
  .fx-foot__ctitle{text-align:center}
  .fx-foot__ctitle::after{left:50%;transform:translateX(-50%)}
  .fx-foot__bottom{align-items:center;gap:14px;text-align:center}
}
@media (max-width:420px){.fx-hdr__brand img{max-height:40px}.fx-btn{font-size:11.5px;padding:7px 9px;letter-spacing:0}.fx-burger{width:38px;height:38px}
}
@media (max-width:520px){.fx-prov__grid{grid-template-columns:repeat(2,1fr)}.fx-stats__grid{grid-template-columns:1fr 1fr}.fx-foot__cols{grid-template-columns:1fr}.fx-hnav__item{font-size:11.5px;padding:5px 8px}.fx-lang__item{font-size:10.5px;padding:3px 6px}
}